Henry Daniels, Construction to Perm Loan Officer for Luminate Bank Corporate NMLS# 1281698

If you have never gotten a mortgage or it has been a few years since you qualified for a mortgage, you may have heard that getting one today can be a frustrating experience. Today, with ever-changing government regulations, it can be challenging. We work with buyers and builders, providing the lowest cost and lowest down payment for consumer direct construction to permanent financing nationwide. We offer Low or No down Payment Construction mortgages for Conventional, FHA and VA. In addition we offer Builder Spec Loans, Investor Construction loans and Owner Builder Loans